Funeral costs

The average cost of a funeral in 2012 was £3,284, 6.2% higher than 2011. Since 2004, the cost of funerals has risen by an average of 7% a year.

(Statistics from Sun Life Direct Cost of Dying Survey 2012: “Death shouldn’t mean debt; Responsibility, choice and selflessness”)

Help with funeral costs

If you're on a low income, you may be able to get a 'funeral payment' from the government’s Social Fund to help in paying for a funeral. It depends whether any benefits are being received, your relationship with the person who has died and any other money that may be available to help with the cost of the funeral. Your funeral director will have further details. You can also download the application form from this link:

In some cases there is a 'bereavement payment' if your husband, wife or civil partner has died.  It is a one-off, lump-sum payment that's tax-free. Again ask your funeral director for details or call your local benefit office for details. You can also download a Bereavement Benefits pack (form BB1) from the Department for Work and Pensions (DWP) website.